Helpful Consumer Resources

Answer Home Loans News:

A selection of Online Forms:

To assist you in your mortgage process, we have provided certain forms you might need along the way. Included is obviously the Mortgage Application Form which you can download and print. The application should be completed with the assistance of a mortgage professional.

Mortgage Application
Mortgage Application - Spanish Version

Borrower Certification & Authorization
Credit Report Authorization

A list of terms and mortgage definitions:

Consumer Financial Protection Bureau - Understanding Loan Options:  

Consumer Financial Protection Bureau - Credit Reporting Checklist:

Consumer Financial Protection Bureau - Spending Checklist:

PMI Calculator - Conforming Loans

(Note: PMI rates can vary. Know your lenders PMI company and quote through them)

MGIC's web based PMI Calculator:

PMI's web based PMI Calculator:

Reverse Mortgage Calculator

AARP - AARP's Reverse Mortgage Calculator:

NRMLA - Reverse Mortgage Calculator - Refinance:

NRMLA - Links Page for information:

Fannie Mae - Fannie's information source web site:

Freddie Mac - Freddie's information source web site:

Freddie Mac Bulletins and Industry Letters:

HUD's Settlement Cost Booklet:

The Federal Reserve Board - Consumer Handbook on Adjustable-Rate Mortgages (CHARM):

HUD Clips - HUD's Information & policies web site:

VA - VA site for Veteran's and Lenders Benefits and Services:

VA Forms - VA's Veteran's Benefits and Administration:


FHA- Income Limits:

Mortgage Bankers Association - The MBA's Online Resource Center:

National Association of Mortgage Brokers - NAMB's home page:

National Association of Professional Mortgage Women:

National Mortgage News - Daily news and information:

Industry News - Mortgage Daily News & Tools website:

Bloomberg - Financial News and Data site:



Kim Carlson

Realtor® Coldwell Banker Realty
Work 9280 W Stockton Blvd Ste 120 Elk Grove CA 95758 Cell Phone: (916) 595-9932 mobile
Photo of Kim Carlson

Biographical Info

Kim has changed the lives of hundreds through the blessing of home ownership. She has teamed up with the real estate power house of Coldwell Banker to offer over 100 years of expertise and experience. Kim is a passionate professional serving the communities of both the Bay Area and Sacramento markets to achieve and exceed the long term investment goals for her clients.

Categories: Real Estate Professionals