Helpful Consumer Resources

Answer Home Loans News:

A selection of Online Forms:

To assist you in your mortgage process, we have provided certain forms you might need along the way. Included is obviously the Mortgage Application Form which you can download and print. The application should be completed with the assistance of a mortgage professional.

Mortgage Application
Mortgage Application – Spanish Version

Borrower Certification & Authorization
Credit Report Authorization

A list of terms and mortgage definitions:

Consumer Financial Protection Bureau – Understanding Loan Options:  

Consumer Financial Protection Bureau – Credit Reporting Checklist:

Consumer Financial Protection Bureau – Spending Checklist:

PMI Calculator – Conforming Loans

(Note: PMI rates can vary. Know your lenders PMI company and quote through them)

MGIC’s web based PMI Calculator:

PMI’s web based PMI Calculator:

Reverse Mortgage Calculator

AARP – AARP’s Reverse Mortgage Calculator:

NRMLA – Reverse Mortgage Calculator – Refinance:

NRMLA – Links Page for information:

Fannie Mae – Fannie’s information source web site:

Freddie Mac – Freddie’s information source web site:

Freddie Mac Bulletins and Industry Letters:

HUD’s Settlement Cost Booklet:

The Federal Reserve Board – Consumer Handbook on Adjustable-Rate Mortgages (CHARM):

HUD Clips – HUD’s Information & policies web site:

VA – VA site for Veteran’s and Lenders Benefits and Services:

VA Forms – VA’s Veteran’s Benefits and Administration:


FHA- Income Limits:

Mortgage Bankers Association – The MBA’s Online Resource Center:

National Association of Mortgage Brokers – NAMB’s home page:

National Association of Professional Mortgage Women:

National Mortgage News – Daily news and information:

Industry News – Mortgage Daily News & Tools website:

Bloomberg – Financial News and Data site:




Photo of Bri’s Cheesecakes
Contact: Brianna Taylor
Work Phone: (916) 467-8679

Homemade Mini Cheesecakes For All Occasions. Text Or Direct Message Brianna For Orders.

Categories: Food Vendors
Updated 2 months ago. Return to top.


Photo of Kim Carlson
Realtor® Coldwell Banker Realty
Work 9280 W Stockton Blvd Ste 120 Elk Grove CA 95758
Cell Phone: (916) 595-9932 mobile

Kim has changed the lives of hundreds through the blessing of home ownership. She has teamed up with the real estate power house of Coldwell Banker to offer over 100 years of expertise and experience. Kim is a passionate professional serving the communities of both the Bay Area and Sacramento markets to achieve and exceed the long term investment goals for her clients.

Categories: Real Estate Professionals
Updated 2 months ago. Return to top.


Photo of Diana Elena
Photographer Diana Elena Photos
Work Sacramento CA

Diana is a Sacramento-based photographer who enjoys traveling, exploring all of the happy hours and being a dog mom. Diana specializes in portrait and life style photography including fashion marketing, senior portraits, engagements and any other special event/milestone!

Categories: Photographers & Videographers
Updated 2 months ago. Return to top.


Photo of Trisha Quartz
Intuitive Designer Wild Quartz
Work Phone: 214-533-4046

Trisha is a Intuitive designer who makes beautiful custom creations that are truly one of a kind!

Categories: Artists Vendors, Uncategorized
Updated 2 months ago. Return to top.


Photo of Tree Rawls
Realtor® High Priority Realty
Work 9990 Spring View Way Elk Grove CA 95757
Work Phone: 916-417-0268

Tree Rawls has over 15 years experience helping families find their dream homes in the Sacramento Metro area.

Categories: Real Estate Professionals
Updated 2 months ago. Return to top.